USA Car Loan Tool

Car Loan Calculator

Estimate your monthly auto loan payment with tax, trade-in, fees, APR, and term.

Vehicle Price

Down Payment

Trade-In Value

Trade-In Loan Payoff

Sales Tax

APR

Loan Term

First Payment Month

Title / Registration / Dealer Fees

Warranty / Add-ons

Estimated tax is calculated from your entered rate. Dealer and state treatment can vary.

Your Car Loan Summary

Live estimate based on your current inputs.

Monthly Payment $0

Amount Financed $0

Total Interest $0

Total Cost $0

Your estimated car payment will appear here after calculation.

Loan Breakdown

Vehicle Price $0

Net Trade-In Credit $0

Sales Tax $0

Fees + Add-ons $0

Total of Payments $0

Estimated Payoff —

Payment Composition

Principal $0

Interest $0

Amortization Schedule

Show

Month	Payment	Principal	Interest	Balance
Calculate to view schedule

This calculator provides estimates for planning purposes only and is not lender disclosure.

Car Loan Calculator Report

Professional payment estimate summary

Monthly Payment${money(d.monthlyPayment)}

Amount Financed${money(d.amountFinanced)}

Total Interest${money(d.totalInterest)}

Total Cost${money(d.totalCost)}

Vehicle Price	${money(d.vehiclePrice)}
Down Payment	${money(d.downPayment)}
Trade-In Value	${money(d.tradeInValue)}
Trade-In Loan Payoff	${money(d.tradeInOwed)}
Net Trade-In Credit	${money(d.netTradeIn)}
Sales Tax	${money(d.salesTaxAmount)}
Fees + Add-ons	${money(d.fees + d.addons)}
APR	${d.apr.toFixed(2)}%
Term	${d.term} months
Estimated Payoff	${d.payoffDate}

`; printWin.document.open(); printWin.document.write(html); printWin.document.close(); printWin.focus(); setTimeout(() => printWin.print(), 400); } } [ els.vehiclePrice, els.downPayment, els.tradeInValue, els.tradeInOwed, els.salesTax, els.apr, els.term, els.startDate, els.fees, els.addons ].forEach(el => { el.addEventListener('input', calculateAndRender); el.addEventListener('change', calculateAndRender); }); els.tableLimit.addEventListener('change', () => { if(latestData) renderTable(latestData.schedule, num(els.tableLimit.value)); }); els.calcBtn.addEventListener('click', calculateAndRender); els.resetBtn.addEventListener('click', resetAll); els.shareBtn.addEventListener('click', shareSummary); els.pdfBtn.addEventListener('click', downloadPdfReport); els.startDate.value = defaultStartMonth(); calculateAndRender(); })();